by Rick Rose | May 28, 2025 | Credit Education
Understand Your Credit Report What’s in Your Credit Report? Alright, let’s kick things off with the foundation – your credit report. This document is like your financial biography. It tells creditors how you handle money, your debts, and payment habits. You’ve got...
by Rick Rose | May 19, 2025 | Credit Education
Myth #1: Checking Your Own Credit Score Hurts It Understanding Soft vs. Hard Inquiries One of the biggest misconceptions floating around is that checking your own credit score will negatively impact it. I remember when I first started my journey with credit, I was...
by Rick Rose | May 15, 2025 | Credit Education
Hey there! Let’s chat about something super important—your credit score. It’s that magical number that can have a huge impact on your finances. I remember when I first started paying attention to mine; I had a few bad habits that I had to shake off. Today, I’m...
by Rick Rose | May 10, 2025 | Credit Education
Understand the Basics of Credit What is Credit? First off, let’s get on the same page about what credit really is. Credit is like a trust agreement between you and lenders. They’re willing to lend you money because they believe you’ll pay it back. It’s a fundamental...
by Rick Rose | May 7, 2025 | Credit Education
Habit 1: Understand Your Credit Score Why Your Credit Score Matters Let me tell you, understanding your credit score is like looking into the future of your financial health. Your score isn’t just a number; it’s a representation of how responsible you’ve been with...
